Available Globally

Michael Delizia
Disability Insurance
4410 Hardwoods Drive
West Bloomfield, Michigan 48323
USA
Voice: 248-681-8518
FAX: 248-681-0565
E-Mail: mdelizia@disability-expert.com
Internet: www.disability-expert.com

Thirty-five years experience in the individual disability insurance industry, in underwriting, policy owner service, claims, product development, education, reinsurance, management, litigation support, expert witnessing.

Individual disability insurance: direct and reinsurance; personal, overhead, buy-sell, key person; total, partial, residual; guarantee of insurability, guaranteed issue, new issues, reinstatements; bad faith, denial of claim, recission of policy, material misrepresentation, contract interpretation, claims and underwriting standards and practices. Related subjects, such as: Group LTD, Social Security, Workers Comp, state disability plans, disability pensions.